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Get it today. No Credit Needed*

Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. At anytime, you may purchase early or return merchandise and cancel lease. Not available in MN, NJ, WI.

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Shop and get it today

Spread out the cost of big purchases without needing all the money upfront. Own your item(s) in 12 months or less.
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No Credit Needed*
There's no credit needed* to apply for the lease-to-own purchase option.
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Quick Decision
Apply now and get a decision quickly.
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Flexible Payments
Weekly, biweekly or monthly payment options make it simple to use.
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90-Day Option **
Save money when you pay off your lease early using our 90- day and early purchase options.
**Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early, or to cancel lease and schedule return of merchandise, you must call 877-898-1970. Retailer cannot activate early purchase options. *Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved. APPLY NOW
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How does this work?

1

Apply now for an quick decision

Once approved shop your favorite items

2

Go to checkout

Select Progressive Leasing as your payment option at checkout

3

Own your item in 12-months or less

Enjoy flexible automatic payments

No large upfront payment

Take your items home for just $59 initial payment (plus tax)!

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+The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.

What our customers are saying

“Progressive customer service were very understanding and offered me a great payout.”

–Cassandra Sledge

“I was approved for a lease immediately for an item I purchased.”

–Tina McCallop

“Excellent company and really helpful customer service. Never had a problem with payments”

–Jose Rodriguez

Progressive Leasing

4.8

17,918 reviews

Progressive Leasing

4.7

34,000+ reviews

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FAQs

The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option, you will own the product(s).
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing. At some retailers, if you do not sign your lease-to-own agreement that day, the order is cancelled. However, you can still create a new order if it is within the 90 days of your original approval.
No, we do not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.
Leasing customer service representative at (877) 898-1970. Customer Service agents are available Monday through Friday from 10 a.m. to 7 p.m. (EST), Saturdays from 10 a.m. to 6 p.m. (EST) and closed Sunday. You may also access your account online via the customer portal, 24 hours a day 7 days a week at: https://myaccount.progleasing.com/
During your lease signing, you agree for payments to be deducted automatically from your bank account and/or charged to your card you provided during the application process. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your items
Standard Lease-to-own agreements are set up for 12-month to ownership.
Items for personal, family or household use may be available to be included in Progressive Leasing's lease-to-own option. Eligible items include appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more. Progressive Leasing will not allow certain kinds of items to be included on the lease-to-own agreement Examples: items that are prohibited from lease-to-own by law, items permanently attached to a home or vehicle, consumable or intangible items, and items that create an excessive risk defined by Progressive Leasing. See Leasable Items Principles https://progleasing.com/leasable-items/
Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Progressive Leasing will only make soft inquiries to the big three Credit Bureaus (Transunion, Experian & Equifax). Other secondary bureaus, however, do not offer a soft inquiry option.
Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.